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This credit card is a travel rewards card for business use. With your purchases you will accumulate Delta SkyMiles that you can use for travel from Delta Airlines. American Express is offering 15,000 bonus miles on your first purchase with the Gold Delta SkyMiles card. This offer breaks down into a 10,000 mile 'welcome' bonus and 5,000 miles for this special offer. You can also be awarded bonus miles for additional cards on your account. You will receive 1,000 bonus miles for each additional card up to a total of 5,000 miles. This credit card is also offering bonus Delta SkyMiles based on your approved credit limit. If you are approved for $15,000 credit you will receive a bonus 5,000 miles and another 5,000 if you are approved for a limit of $25,000. You can wrack up more Delta SkyMiles on qualifying purchases which include paying your wireless phone bills with this card. There are some restrictions on what qualifies for earning SkyMiles, so you will want to check the details at www.delta.com/skymiles. The travel you can use your Delta SkyMiles for must be booked within the continental U.S. and only through a travel agent or directly with Delta. Companion travel can also be booked using your Delta SkyMiles but you must remember that some of the taxes and fees are not covered by your travel miles. Your accumulated travel rewards do not expire as long as you redeem some once every two years on a qualifying flight or for another award. If you continue to earn rewards during that time your accumulated miles will not expire either. There is no annual fee charged for this card for the first year but after that initial year you will be billed $30 annually if you maintain an American Express account or $85 if you don't. This card charges 14.99% interest (APR) but encourages customers to transfer their balance from other cards by charging a fixed APR of 9.9% on those transfers for the life of that balance. Any new purchases are subject to the higher interest rate if not paid off in full each month. This card is a good option for anyone needing a credit card to use for business expenses if they pay off their entire balance of new purchases every month even if they don't pay off the whole amount of any balances transferred to this card.